Working While Receiving Social Security Benefits
The 2019 earnings test for the amount of income that benefit recipients can receive without their benefits being reduced each year is $17,640 before full retirement age, and the limit taxpayers can earn in the year they reach full retirement age is $46,920.
Full retirement age is 66 for people born between 1943 and 1954. Beginning with 1955, two months are added for every birth year until the full retirement age reaches 67 for people born in 1960 or later.
If you are under full retirement age for the entire year, the Social Security Administration will deduct $1 from your benefit payments for every $2 you earn above the annual limit. For 2019, that limit is $17,640.
In the year you reach full retirement age, the Social Security Administration will deduct $1 in benefits for every $3 you earn above a different limit. In 2019, the limit on your earnings is $46,920 but only earnings before the month you reach your full retirement age is counted.
Beginning with the month you reach full retirement age, your earnings no longer reduce your benefits, no matter how much you earn.